Arizona residents shop for individual and family health plans through HealthCare.gov, the federal marketplace, since the state has not built its own exchange platform. The enrollment process, plan filters, and subsidy calculator are all run by the federal government.
Arizona expanded Medicaid under the ACA, and the program is administered locally as the Arizona Health Care Cost Containment System, or AHCCCS. Adults earning up to 138% of the federal poverty level generally qualify, which helps close the coverage gap that exists in non-expansion states.
Arizona's marketplace has a good number of competing insurers in most counties, which tends to keep premiums more reasonable than in thinner markets. Shoppers should still check whether their preferred doctors and hospitals are in-network, since plan networks can differ noticeably between insurers even at the same metal tier.