Health Insurance in Idaho | OnlineHealthIns.com

Idaho Health Insurance Guide

Idaho runs its own marketplace, Your Health Idaho, and has expanded Medicaid to cover more low-income adults.

Marketplace Type	State-Based Marketplace
Medicaid Expanded	Yes
Department of Insurance	Idaho Department of Insurance
Open Enrollment	As a State-Based Marketplace, the state sets its own open enrollment window and can extend it beyond the federal dates, so residents should confirm exact deadlines on the state exchange site each year.

Marketplace Type

State-Based Marketplace

Medicaid Expanded

Yes

Department of Insurance

Idaho Department of Insurance

Open Enrollment

As a State-Based Marketplace, the state sets its own open enrollment window and can extend it beyond the federal dates, so residents should confirm exact deadlines on the state exchange site each year.

Idaho operates its own state-based marketplace, Your Health Idaho, rather than using HealthCare.gov. Residents apply for coverage and subsidies directly through the state's exchange website.

Idaho has expanded Medicaid under the ACA, so adults earning up to 138% of the federal poverty level generally qualify for the state's Medicaid program rather than needing a subsidized marketplace plan.

Idaho has also allowed insurers to sell certain state-defined health plans that don't fully meet all ACA rules, alongside standard marketplace plans, so shoppers should read plan details carefully to understand what's included before assuming every listed option has identical protections. Comparing deductibles and network size is especially useful in Idaho's more rural counties, where provider choice can be limited.

OnlineHealthIns.com provides general educational information and is not a substitute for professional insurance, financial, legal, or medical advice. Availability, pricing, eligibility, and benefits vary by location and provider. We do not sell insurance and are not a licensed insurance agency.

Idaho Health Insurance FAQ

What is Idaho's health insurance marketplace called?

Your Health Idaho, the state's own exchange rather than HealthCare.gov.

Has Idaho expanded Medicaid?

Yes. Idaho expanded Medicaid under the ACA, covering adults up to 138% of the federal poverty level.