Kentucky operates its own state-based marketplace, called Kynect, after rebuilding a state exchange following some years of using the federal platform. Residents apply for plans and subsidies directly through the Kynect website.
Kentucky has expanded Medicaid under the ACA, so adults earning up to 138% of the federal poverty level generally qualify for coverage through Kynect's Medicaid programs rather than needing a subsidized marketplace plan.
Because Kynect also handles Medicaid, SNAP, and other benefit applications through the same portal, residents applying for health coverage may find it convenient to check eligibility for other assistance programs at the same time. Comparing plan networks is still worthwhile, since coverage of specific hospital systems can vary across the state's regions.