Health Insurance in Maine | OnlineHealthIns.com

Maine Health Insurance Guide

Maine runs its own marketplace, CoverME.gov, and has expanded Medicaid to cover more low-income residents.

Marketplace Type	State-Based Marketplace
Medicaid Expanded	Yes
Department of Insurance	Maine Bureau of Insurance
Open Enrollment	As a State-Based Marketplace, the state sets its own open enrollment window and can extend it beyond the federal dates, so residents should confirm exact deadlines on the state exchange site each year.

Marketplace Type

State-Based Marketplace

Medicaid Expanded

Yes

Department of Insurance

Maine Bureau of Insurance

Open Enrollment

As a State-Based Marketplace, the state sets its own open enrollment window and can extend it beyond the federal dates, so residents should confirm exact deadlines on the state exchange site each year.

Maine operates its own state-based marketplace, CoverME.gov, rather than using HealthCare.gov. Residents apply for plans and subsidies through the state's exchange site.

Maine expanded Medicaid under the ACA after a ballot initiative pushed the state to adopt expansion, so adults earning up to 138% of the federal poverty level generally qualify for MaineCare rather than needing a marketplace plan.

Maine's individual market includes both statewide and regional insurer options, and rural parts of the state can have fewer choices than more populated areas like Portland. Shoppers should compare plan networks closely, since some plans use narrower networks focused on specific hospital systems to help keep premiums lower.

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Maine Health Insurance FAQ

What is Maine's health insurance marketplace called?

CoverME.gov, the state's own exchange.

Is Medicaid expanded in Maine?

Yes. Maine expanded Medicaid, called MaineCare, covering adults up to 138% of the federal poverty level.