Health Insurance in Virginia | OnlineHealthIns.com

Virginia Health Insurance Guide

Virginia runs its own marketplace, Virginia's Insurance Marketplace, and has expanded Medicaid to cover more low-income residents.

Marketplace Type	State-Based Marketplace
Medicaid Expanded	Yes
Department of Insurance	Virginia State Corporation Commission Bureau of Insurance
Open Enrollment	As a State-Based Marketplace, the state sets its own open enrollment window and can extend it beyond the federal dates, so residents should confirm exact deadlines on the state exchange site each year.

Marketplace Type

State-Based Marketplace

Medicaid Expanded

Yes

Department of Insurance

Virginia State Corporation Commission Bureau of Insurance

Open Enrollment

As a State-Based Marketplace, the state sets its own open enrollment window and can extend it beyond the federal dates, so residents should confirm exact deadlines on the state exchange site each year.

Virginia operates its own state-based marketplace, often referred to as Virginia's Insurance Marketplace, rather than using HealthCare.gov. Residents shop for plans and apply for subsidies directly through the state exchange.

Virginia expanded Medicaid under the ACA, so adults earning up to 138% of the federal poverty level generally qualify for coverage through the state's Medicaid program instead of needing a subsidized marketplace plan.

Virginia's marketplace transitioned from the federal platform to its own state-run exchange in recent years, so returning shoppers should expect a different enrollment experience than they may remember from HealthCare.gov. Comparing plan networks across Northern Virginia, the Richmond area, and more rural parts of the state is worthwhile, since provider access and premiums can vary by region.

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Virginia Health Insurance FAQ

Does Virginia have its own health insurance marketplace?

Yes. Virginia runs its own state-based marketplace rather than using HealthCare.gov.

Has Virginia expanded Medicaid?

Yes. Virginia expanded Medicaid under the ACA, covering adults up to 138% of the federal poverty level.