Health Insurance 101 FAQs

Health Insurance 101 FAQs

Beginner 101 Questions

Can I get help paying for this — like government discounts or free insurance?
Can I go to any doctor or hospital, or am I limited?
How do I sign up, and when can I do it?
How much will this cost me each month and when do I have to pay?
Is there a plan that covers just the basics until I get a better job or more money?
What do I have to pay if I get sick or go to the doctor?
What happens if I don’t have insurance — will I get penalized or stuck with huge bills?
What is health insurance and why do I need it?
What’s the difference between all these plan names (HMO, PPO, Bronze, Silver, etc.)?
Will this plan cover doctor visits, prescriptions, and emergencies?
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