Terms of Use & Legal Disclaimer

By using this website, you agree to these Terms. If you do not agree, please discontinue use.

Educational Content Only

This site provides general educational information about health insurance. It is not legal, tax, medical, or insurance advice. Plan selection should be based on official plan documents and advice from a licensed insurance professional.

No Insurance Sales or Underwriting

Online Health Insurance is not an insurance company and does not underwrite or bind coverage. Enrollment occurs on official marketplaces such as HealthCare.gov or through licensed insurers/agents.

Partners & Referrals

We may refer visitors to licensed agents or companies. Any relationship will be clearly labeled. We do not accept compensation that would require an insurance license where we are not licensed. Sponsors and advertisements will be identified as such.

Accuracy & Availability

We strive for accuracy but do not guarantee completeness, timeliness, or availability. Use at your own risk. External links are provided for convenience; we are not responsible for their content or accessibility.

Trademarks & Content

All trademarks are property of their respective owners. Site content is © Online Health Insurance unless otherwise noted.

Changes

We may update these Terms at any time by posting a new “Last updated” date below.

Last updated: September 28, 2025.

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Health Insurance Disclaimer (Website Use & Educational Content)

Disclaimer:
The information provided on OnlineHealthIns.com is for educational and informational purposes only. It should not be considered legal, financial, or health insurance advice. While we strive to keep our content accurate and up to date, insurance laws, regulations, and plan details may change at any time.

  • We are not an insurance company, and we do not guarantee coverage, plan availability, or eligibility for government programs.
  • Any insurance decisions should be made only after reviewing official plan documents and consulting with a licensed insurance agent, broker, or advisor who can provide personalized guidance.
  • References to government programs (such as Medicare, Medicaid, ACA Marketplace plans, subsidies, or tax credits) are provided for general understanding and do not guarantee qualification.
  • OnlineHealthIns.com assumes no liability for errors, omissions, or any outcomes related to the use of this information.

By using this website, you acknowledge and agree that you are responsible for verifying any insurance information with official sources or licensed professionals before making decisions about coverage.